Sounds like I've kinda lucked out here in Ontario. Although expensive ($425), they have a very easy timeframe and limitations aren't as bad as elsewhere it seems. Carrying a passenger and night riding was really my only needs. I wanted to be able to take the bike to work when I'm on afternoons and coming home at 3am, and I'd like to occasionally pick up my son from school. After all, whats cooler than being picked up by your dad on a motorcycle? Especially one as cool looking as a CBR125r!! He's the perfect size too, almost nine years old and eighty pounds. I bought him his own helmet which he's in love with already, even though I've been on afternoons and haven't been able to take him for a ride yet. Got him the HJC Katzilla helmet luckily before they discontinued it at canadasmotorcycle.com. In case you can't tell, thats a massive grin behind the chin guard lol.